Special scheme / If you save Rs 131 daily, you will get Rs 20 lakh! Invest here to make your daughter’s future brightest
Daughters are the embodiment of Lakshmi, if you have a pum daughter and you want Lakshmiji to have her grace on her and in future if the daughter does not have any problem related to money then you only have to save 131 rupees a day. Sukanya Samriddhi Yojana is a long term scheme in which you can rest assured about your daughter’s future. There is no need to withhold more money for it. All you have to do is decide how much you want for your daughter when she turns 21. We are explaining this whole calculation to you.
Śuṁ chē sukan’yā samr̥d’dhi yōjanā
dikarī’ōnuṁ bhaviṣya sudhāravā māṭē sarakāranī ēka pōpyalara skīma chē. 10 Varṣa sudhīnī dikarīnuṁ sukan’yā samr̥d’dhi yōjanāmāṁ ēkā’unṭa khōlāvī śakāya chē. Tēmāṁ minimama 250 rūpiyā anē mahattama 1.5 Lākha rūpiyā vārṣika jamā karāvī śakāya chē. Ā skīma tyārē mēcyōra thaśē jyārē dikarī 21 varṣanī tha’i jaśē.
What is Sukanya Samrudhi Yojana The government has a popular scheme to improve the future of these daughters. An account can be opened for a daughter up to 10 years in Sukanya Samrudhi Yojana. A minimum of Rs 250 and a maximum of Rs 1.5 lakh can be deposited annually. The scheme will mature when the daughter turns 21 years old.However, your investment in this scheme will be locked at least until the daughter turns 18 years old. Even after 18 years, he can withdraw 50 per cent of the total amount from the scheme. Which can be used for graduation or further study. After that all the rupee can be withdrawn only when one reaches the age of 21 years.
Money is deposited for 15 years only
The good thing about this scheme is that you don’t have to deposit money for full 21 years, you can only deposit money for 15 years from opening an account. The money will continue to earn interest until the daughter turns 21. At present, the government is paying interest at 7.6 per cent per annum. The scheme can be opened for two daughters of the household. If anyone wants to join, 3 daughters can also take advantage of this scheme.
How to prepare for investment
The first thing you need to do is decide how much you want for your daughter when she turns 21. You will be in a hurry to start the scheme. You will get the same amount at maturity i.e. when your daughter turns 21 years old.
When to start investing
Like your daughter is 10 years old today and if you start investing today you will only be able to invest for 11 years. Similarly if you have a 5 year old daughter and you have started investing you will be able to invest for 16 years, so that the maturity amount will increase. Now if your daughter is 1 year old today in 2021 and you have started investing she will mature in 2042. And you will get maximum benefit of this scheme.
How will Rs 131 become 20 lakh
1. Here we assume that if you start investing in 2021 then your daughter is 1 year old.
2. Now you save Rs 131 per day, then Rs 3930 per month.
3. If you deposit Rs. 3930 per month, you get Rs. 47160 in a year 4. If you make this investment for only 15 years, the total investment is Rs. 7,07,400.vadhu phāyadō thaśē.
5. You get a total interest of Rs. 12,93,805 at 7.
6. per cent annual interest 6. In 2042, when the daughter turns 21, the scheme will mature, at which time the total maturity amount will be Rs. 20,01,205.
This is the calculation you have to keep in mind. You can make your daughter’s future brighter by saving Rs 131 per day. Everyone has the same basic mantra of investment. Getting Started Soon. The sooner you invest in this scheme, the more you will benefit.
