Build a Family Future with WorkTalk / LIC’s 4 Policies, Get Lifetime Coverage with Secure, Attractive Returns
If you want to secure your and your family’s future, some of LIC’s policies may be beneficial to you. There is no danger in this. Also, it is a good option for better returns with safety. In this, you can get good profit by investing in the long run. In these schemes, even after the death of the policyholder, the family gets money and other benefits. So what are the plans and what are their specialties, find out the full details.
LIC’s Life Benefit Plan is a non-linked (not based on stock market) benefit plan with limited premium payment. In this, along with the benefits to the insurer and the nominee, it also provides security in the form of sum assured. The policy pays a simple reversionary bonus and a final additional bonus. In this policy, if the insured dies, his family is given financial assistance. In addition, the customer also gets an annual 2% discount on premium payment mode.
LIC Life Immortality Policy
This is a pure term plan and there are two options for choosing a life cover. The first is just the sum insured and the second is the rising sum insured. The life cover of this policy is available till the age of 0 years and if the holder dies during the policy policy, the nominee gets the sum assured. The policy can be purchased by anyone between 18 and 65 years of age offline. It has a minimum sum assured of Rs 25 lakh and no limit on the maximum sum insured.
LIC Life Unmarked Policy
LIC has this life insurance plan and it also offers the ultimate version bonus facility. Hence it is also called partner policy. It takes advantage of 8% of the sum insured after the life premium payment period or up to 100 years of age. These include tax benefits on premiums, death benefits and maturity benefits.
The premium paid in it is tax deductible under Section 80C of the Income Tax Act. The policy also has a loan facility. It carries the risk until the end of the coverage policy period. Up to 80 per cent of the amount paid by the policyholder is reimbursed in case of suicide if he commits suicide one year ago.
LIC New Life Enjoy Plan
In this policy the insured gets life protection cover along with savings. This policy provides bonuses as well as risk cover after the policy period. Anyone between the ages of 18 and 50 can take advantage of this policy. Sum Assured up to Rs 1 lakh is a mandatory condition but you can also take Sum Assured for more amount.
The policy period is 15 to 35 years. You can take a loan from your policy 3 years after purchasing this policy. Customers can purchase this policy online, offline and offline.