Deposit only 95 rupees in this Post Office scheme and get a large amount of 14 lakh, know the plan
Post Office Scheme Gram Sumangal Rural Postal Life Insurance policy benefits people who need money from time to time. An investment of Rs 95 here earns Rs 14 lakh.
Invest in this Post Office scheme
An investment of Rs 95 gives a return of Rs 14 lakh
Learn what to plan and how to invest
The post office is giving you this opportunity if you also want to get a big amount with the help of small earnings. In this scheme you can earn Rs 14 lakh by investing Rs 95 per day. The post office offers a variety of schemes for customers with the help of which you can deposit large funds. The name of this scheme is Gram Sumangal Rural Postal Life Insurance. This policy is useful for people who need money from time to time.
Find out what the post office plan is
This is the endowment plan of the post office. It includes money back as well as rupee at maturity. The Grameen Postal Life Insurance Scheme was launched by the Government of India in 1995. Gram Sumangal scheme also comes on its basis. Based on this 5 other insurance schemes are also offered.
Gram Sumangal Rural Postal Life Insurance Scheme is for 15-20 years. It gets money back 3 times before maturity. The scheme offers a maximum amount of Rs 10 lakh. If the person survives even after the maturity of the policy, he also gets the benefit of refund. In case of death of a person, a bonus amount is also given along with the sum assured of the policy holes.
How to get the benefit
Any Indian citizen can avail the benefits of this scheme.
In addition, anyone up to the age of 45 can take this policy.
The policy can be taken for 15-20 years.
The maximum age for taking a policy for 20 years is fixed at 40 years.
It has a maximum sum assured of Rs 20 lakh.
This way you will get an amount of 14 lakh rupees
Suppose a person is 25 years old and buys a policy with 7 years Sum Assured. Its annual premium will be Rs 32,735. The 6 monthly premium will be Rs 16,715 and the 3 monthly premium will be Rs 8449. That means about Rs 95 will have to be paid in daily premium. This policy will be for 20 years. In the 8th, 12th, 16th year you will get Rs 1.4 lakh 3 times in money back on 20-20% basis The remaining amount will be received at maturity at the end of the policy.
Here’s how to get a bonus
Speaking of bonuses, the scheme offers a bonus of Rs 48 per thousand per year. The Sum Assured bonus of Rs 7 lakh is Rs 33,600 in a year. The bonus for 20 years will be Rs 6.72 lakh. You will also get the remaining Rs 2.8 lakh in 20 years. If you add up the total rupee, you get a total of Rs 19 lakh.
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