This government scheme will be beneficial in the time of Koro: you will get facility up to lakh, find out how you can avail the benefin
Coronavirus has caused a great deal of controversy in the country. Economic security has become very important in this time of the Corona era. In such a situation, everyone thinks of taking out an insurance plan. If you are also considering an insurance plan, you can avail the benefits of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY). The Modi government started this on May 9, 2015. So here we will learn about Pradhan Mantri Jeevan Jyoti Vima Yojana
What is the plan of PMJJBY?
Pradhan Mantri Jeevan Jyoti Vima Yojana is a one year life insurance scheme. It can be renewed every year. The nominee gets the benefit of this scheme only after death. Overall it is a full term insurance plan. If someone dies after investing under this scheme, cover up to Rs 2 lakh is given. If you die from the corona virus, you can claim Rs 2 lakh. But it is only possible that, when the policy is purchased in the year 2020-21, the nominee can claim it.
The minimum age for taking a term plan under Pradhan Mantri Jeevan Jyoti Vima Yojana (PMJJBY) is 18 years and the maximum age is 50 years. Any citizen of the country can avail the benefits of this scheme.
Learn how to apply?
If you also want to take advantage of this scheme, you can apply by filling the form in the bank. Apart from this you can also apply online. Money will then be deducted from your account. The coverage period of PMSBY is from 1st June to 31st May. Account holders need Auto To Debit Consent to join the scheme. In this scheme, the insurer gets Rs. 2 lakh in case of accident or complete disability. Permanent partial disability Rs. 1 lakh.
Do you know how to sue?
To claim the sum insured, the nominee or the person concerned must first go to the bank or insurance company. From where the policy was purchased, you will find a form here, which the nominee has to fill and submit. It will have to provide all the information like name, address and phone number.The claim amount will then be credited to the account shown by the insurance company after checking all the documents and thus the entire settlement process of the claim will be completed.
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